Financial Inclusion – PositiveBlockchain.io https://positiveblockchain.io Explore blockchains with positive impact Mon, 10 May 2021 22:38:52 +0000 en-US hourly 1 https://wordpress.org/?v=6.0.1 Empowa https://positiveblockchain.io/database/empowa/ Sun, 09 May 2021 13:33:15 +0000 https://positiveblockchain.io/?post_type=listing&p=7421 Reading Time: < 1 minutes EMP Token Pre-sale – Q2 2021 EMP Token Sale – Q3 2021]]> EMP Token Pre-sale – Q2 2021

EMP Token Sale – Q3 2021

]]> Hiveonline https://positiveblockchain.io/database/hiveonline/ Sat, 25 Jan 2020 23:19:53 +0000 https://positiveblockchain.io/?post_type=listing&p=4056 Reading Time: 2 minutes hiveonline is a scalable platform designed by an experienced team of banking and technology professionals, led by banking expert Sofie Blakstad and based in Copenhagen, Denmark and Stockholm, Sweden. Together, we are partnering with financial institutions, industry bodies, NGOs and governments to help the smallest businesses in developed and developing economies. We think that building […]]]> hiveonline is a scalable platform designed by an experienced team of banking and technology professionals, led by banking expert Sofie Blakstad and based in Copenhagen, Denmark and Stockholm, Sweden. Together, we are partnering with financial institutions, industry bodies, NGOs and governments to help the smallest businesses in developed and developing economies. We think that building and running a small business shouldn’t be as difficult, painful and risky as it is today and our goal is to make the future a fairer place to work.

The App
hiveonline is the financial trust platform for small businesses. As a small business owner, you can share decisions, contracts, authorisations and payments with your customers, lenders and suppliers via mobile, removing uncertainty and complexity.
Your customers, lenders, suppliers, authorities and other businesses need to know you can be trusted so we take the administration and burden of proof away with our tailored ratings, which are based on what you’ve delivered, rather than biased reviews.
Because we run on blockchain rails, with a reputation system based on behaviour rather than bank records or government ID, we’re ideally placed to bring financial inclusion to micro and small businesses who don’t have access to banks, so alongside our platform for Nordic customers, we’re launching financial ecosystem support for the millions of unbanked businesses in developing economies.

eArziki – Digitalising Village Savings and Loan Associations

hiveonline community finance builds the bridge between informal financial communities and the financial system. We dramatically reduce the cost and risk of lending or other financial services to informal businesses and savings groups like CARE’s VSLA. Our reputation system treats everyone fairly: borrowers get a score based on their financial behaviour; lenders on their performance and treatment of customers. Groups can borrow as a community.

Poor communications infrastructure, typical in rural Africa, isn’t a problem, because it’s designed for low data use and low connectivity. It runs on any phone with a browser, so users don’t need smartphones. There’s an offline mode for the most remote communities, so they can transact without any connectivity. Fully traceable transactions give confidence to lenders, aid programmes, and investors.

hiveonline unlocks access to affordable credit, insurance and savings for communities in the informal economy.

]]> Celo https://positiveblockchain.io/database/celo/ Tue, 21 Jan 2020 09:22:18 +0000 https://positiveblockchain.io/?post_type=listing&p=4032 Reading Time: < 1 minutes Celo is a proof-of-stake based blockchain with smart contracts. The technology uses a phone number-based identity system with address-based encryption and eigentrust-based reputation. Celo’s stablecoins are stable value currencies, implemented by an algorithmic reserve-backed stabilization mechanism. The first stablecoin, cUSD, is pegged to the US Dollar. Build on Celo Celo is a platform that is […]]]> Celo is a proof-of-stake based blockchain with smart contracts. The technology uses a phone number-based identity system with address-based encryption and eigentrust-based reputation. Celo’s stablecoins are stable value currencies, implemented by an algorithmic reserve-backed stabilization mechanism. The first stablecoin, cUSD, is pegged to the US Dollar.

Build on Celo
Celo is a platform that is open and open-source, allowing for an ecosystem of powerful applications built on top, including easier cash transfer programs, peer-to-peer lending, collaborative small-scale insurance, and other digital assets and wallets.

Earn with Celo
Celo increases access by enabling anyone with even a simple Android smartphone to participate and earn Celo for decentralized verifications.

Mobile-First Platform
To create a truly inclusive financial system, we started by building an infrastructure to serve those excluded from the current system. Celo’s protocol includes unique features that create a seamless user experience on mobile phones.

]]> zlto https://positiveblockchain.io/database/zlto/ Mon, 20 Jan 2020 19:59:14 +0000 https://positiveblockchain.io/?post_type=listing&p=4019 Reading Time: < 1 minutes In 2014 a group of young people realized how difficult it was to access economic opportunities without the appropriate credentials and work experience. This led them to embark on a mission to ensure that youth are able to leverage mobile technology to keep track of informal credentials by completing work, tasks or non-traditional skills programs […]]]> In 2014 a group of young people realized how difficult it was to access economic opportunities without the appropriate credentials and work experience. This led them to embark on a mission to ensure that youth are able to leverage mobile technology to keep track of informal credentials by completing work, tasks or non-traditional skills programs in their local communities. The Zlto team launched a public beta mobile platform in 2016 that has increased and tracked positive behavior of more than 25,000 youth.

During the first quarter of 2018 Zlto introduced a real-time data dashboard that supports organisations and companies seeking a way of tracking the positive behavior of their own users.

]]> Arcadia Blockchain Technologies https://positiveblockchain.io/database/arcadia-blockchain-technologies/ Tue, 10 Dec 2019 21:16:48 +0000 https://positiveblockchain.io/?post_type=listing&p=3794 Reading Time: < 1 minutes Refugees arriving in many countries in Europe are denied access to basic financial services traditionally provided by banks due to their inability to provide official proof of residence or ID. With our software, we enable NGOs to provide peer-to-peer financial services to refugees without requiring partnerships with financial institutions or navigating of cumbersome regulatory landscapes. […]]]> Refugees arriving in many countries in Europe are denied access to basic financial services traditionally provided by banks due to their inability to provide official proof of residence or ID. With our software, we enable NGOs to provide peer-to-peer financial services to refugees without requiring partnerships with financial institutions or navigating of cumbersome regulatory landscapes.

Mission/Vision:

Arcadia empowers NGOs to offer “identityless”, peer-to-peer cash transfer and other financial services to refugees. Our impact goals are threefold:

  1. Increase operational efficiency and revenue for NGOs
  2. Enable refugees and donors to connect with each other on a peer-to-peer level
  3. Enable refugees to have free agency to start businesses, transfer and receive cash, and administer their money as they see fit.

We believe these three goals support the vision of our company: independence and self-agency for refugees, a better integration with their host communities, and a welcoming society that embraces refugees as valued, equal contributors.

]]> Libra https://positiveblockchain.io/database/libra/ Sun, 24 Nov 2019 16:02:08 +0000 https://positiveblockchain.io/?post_type=listing&p=3776 Reading Time: < 1 minutes Libra is made up of three parts that will work together to create a more inclusive financial system: It is built on a secure, scalable, and reliable blockchain; It is backed by a reserve of assets designed to give it intrinsic value; It is governed by the independent Libra Association tasked with evolving the ecosystem. […]]]> Libra is made up of three parts that will work together to create a more inclusive financial system:

  • It is built on a secure, scalable, and reliable blockchain;
  • It is backed by a reserve of assets designed to give it intrinsic value;
  • It is governed by the independent Libra Association tasked with evolving the ecosystem.

The Libra currency is built on the “Libra Blockchain.” Because it is intended to address a global audience, the software that implements the Libra Blockchain is open source — designed so that anyone can build on it, and billions of people can depend on it for their financial needs.

]]> AgUnity https://positiveblockchain.io/database/agunity/ Mon, 18 Nov 2019 12:28:16 +0000 https://positiveblockchain.io/?post_type=listing&p=3761 Reading Time: < 1 minutes The AgUnity smartphone and operating system form a technology ecosystem that provides people living in and working with the ‘Last Mile’ with practical, accessible tools to connect with each other and establish effective lines of communication and an ethical, accountable means of trade. 4 PILLARS OF AGUNITY Blockchain AgUnity ensures that all transactions implemented by […]]]> The AgUnity smartphone and operating system form a technology ecosystem that provides people living in and working with the ‘Last Mile’ with practical, accessible tools to connect with each other and establish effective lines of communication and an ethical, accountable means of trade.

4 PILLARS OF AGUNITY

  • Blockchain

AgUnity ensures that all transactions implemented by both our users and our clients are permanently and securely recorded on a dedicated, immutable Blockchain ledger.

  • Partnerships

We deliver through excellent collaborations with service providers, commodity buyers, traders and organizations implementing SDG related programs serving the last mile.

  • Network

Our robust platform and operating system are designed to provide seamless services to the world’s largest network of last mile users, commodity buyers and SDG focused organisations.

  • Framework of Trust

Our back-end and interface are specifically designed to provide a framework of trust around integrated services applicable for rural communities and their service providers.

]]> uulala https://positiveblockchain.io/database/uulala/ Sun, 03 Nov 2019 22:18:26 +0000 https://positiveblockchain.io/?post_type=listing&p=3718 Reading Time: < 1 minutes Be the first to send and receive money for a fraction of the cost, access microcredit offers from your favorite retailers, pay bills with ease, build credit, enjoy online shopping, and take charge of your financial future. Low Cost Money Transfers: Send money to your friends and family in the same country for free and […]]]> Be the first to send and receive money for a fraction of the cost, access microcredit offers from your favorite retailers, pay bills with ease, build credit, enjoy online shopping, and take charge of your financial future.

Low Cost Money Transfers: Send money to your friends and family in the same country for free and overseas for a fraction of the cost of other providers.

Build Your Credit Score: With the Uulala App your transaction behavior will create a credit profile that cannot be manipulated or hacked.

Pay Bills With Ease: Skip the lines and pay your bills with a few clicks from the comfort of your own home.

Visit Our Market Place: Enjoy offers and discounts from entertainment providers, restaurants, retail stores and more

Access Micro-Credit: Take advantage of micro-credit offers with our service providers. Paying with installments has never been so easy.

]]> weTrust https://positiveblockchain.io/database/wetrust/ Fri, 01 Nov 2019 23:00:00 +0000 https://positiveblockchain.io/?post_type=listing&p=3055 Reading Time: < 1 minutes Digital technology has enabled revolutionary changes, yet billions of people around the world remain unbanked, without access to the savings and credit that drives the modern economy. Decentralized money has been created, and Blockchain technology holds untapped promise of providing fair, efficient financial services on a global scale. The ethos of decentralization is core to […]]]> Digital technology has enabled revolutionary changes, yet billions of people around the world remain unbanked, without access to the savings and credit that drives the modern economy. Decentralized money has been created, and Blockchain technology holds untapped promise of providing fair, efficient financial services on a global scale.

The ethos of decentralization is core to Bitcoin and Ethereum and also core to WeTrust. Products are designed with decentralization and distributed technologies in mind.

Blockchain technology evolves every day, and we strive to stay on the cutting edge. We experiment fast and constantly ship new features.

Active projects:

  • Curate Spring directory and stake TRST token: As a decentralized fundraising platform, TRST token holders decide which causes should be highly ranked, and nominate new causes to join the platform
  • Trusted Lending Circles: Create a blockchain-based Lending Circle dApp promoting financial inclusion and lay the groundwork for new financial tools for unbanked and underserved people throughout the world.
  • CryptoUnlocked: Unlocking the wisdom of the crowd for smart contract oracles.

 

]]> Value Instrument https://positiveblockchain.io/database/value-instrument/ Sun, 28 Jul 2019 10:34:17 +0000 https://positiveblockchain.io/?post_type=listing&p=3299 Reading Time: < 1 minutes The Value Instrument outlines four design principles for value accounting and establishes a system in which each setting is customizable according to the requirements of its user base. The principles themselves are technology-agnostic; however we believe their application will be most effective if paired with distributed ledger technology and smart contracts, using digital tokens. Depending […]]]> The Value Instrument outlines four design principles for value accounting and establishes a system in which each setting is customizable according to the requirements of its user base.
The principles themselves are technology-agnostic; however we believe their application will be most effective if paired with distributed ledger technology and smart contracts, using digital tokens. Depending on the design of each implementation, an established token may
also be used as a form of money, likely complementary to other currencies in use.

The Value Instrument token design principles allow for highly flexible token creation for many individual use cases. They are open to be integrated into any Dapp, app, software or web-platform.

 

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