Payments & Cross-border Transactions – PositiveBlockchain.io https://positiveblockchain.io Explore blockchains with positive impact Tue, 12 May 2020 08:34:52 +0000 en-US hourly 1 https://wordpress.org/?v=6.0.1 Hiveonline https://positiveblockchain.io/database/hiveonline/ Sat, 25 Jan 2020 23:19:53 +0000 https://positiveblockchain.io/?post_type=listing&p=4056 Reading Time: 2 minutes hiveonline is a scalable platform designed by an experienced team of banking and technology professionals, led by banking expert Sofie Blakstad and based in Copenhagen, Denmark and Stockholm, Sweden. Together, we are partnering with financial institutions, industry bodies, NGOs and governments to help the smallest businesses in developed and developing economies. We think that building […]]]> hiveonline is a scalable platform designed by an experienced team of banking and technology professionals, led by banking expert Sofie Blakstad and based in Copenhagen, Denmark and Stockholm, Sweden. Together, we are partnering with financial institutions, industry bodies, NGOs and governments to help the smallest businesses in developed and developing economies. We think that building and running a small business shouldn’t be as difficult, painful and risky as it is today and our goal is to make the future a fairer place to work.

The App
hiveonline is the financial trust platform for small businesses. As a small business owner, you can share decisions, contracts, authorisations and payments with your customers, lenders and suppliers via mobile, removing uncertainty and complexity.
Your customers, lenders, suppliers, authorities and other businesses need to know you can be trusted so we take the administration and burden of proof away with our tailored ratings, which are based on what you’ve delivered, rather than biased reviews.
Because we run on blockchain rails, with a reputation system based on behaviour rather than bank records or government ID, we’re ideally placed to bring financial inclusion to micro and small businesses who don’t have access to banks, so alongside our platform for Nordic customers, we’re launching financial ecosystem support for the millions of unbanked businesses in developing economies.

eArziki – Digitalising Village Savings and Loan Associations

hiveonline community finance builds the bridge between informal financial communities and the financial system. We dramatically reduce the cost and risk of lending or other financial services to informal businesses and savings groups like CARE’s VSLA. Our reputation system treats everyone fairly: borrowers get a score based on their financial behaviour; lenders on their performance and treatment of customers. Groups can borrow as a community.

Poor communications infrastructure, typical in rural Africa, isn’t a problem, because it’s designed for low data use and low connectivity. It runs on any phone with a browser, so users don’t need smartphones. There’s an offline mode for the most remote communities, so they can transact without any connectivity. Fully traceable transactions give confidence to lenders, aid programmes, and investors.

hiveonline unlocks access to affordable credit, insurance and savings for communities in the informal economy.

]]> Celo https://positiveblockchain.io/database/celo/ Tue, 21 Jan 2020 09:22:18 +0000 https://positiveblockchain.io/?post_type=listing&p=4032 Reading Time: < 1 minutes Celo is a proof-of-stake based blockchain with smart contracts. The technology uses a phone number-based identity system with address-based encryption and eigentrust-based reputation. Celo’s stablecoins are stable value currencies, implemented by an algorithmic reserve-backed stabilization mechanism. The first stablecoin, cUSD, is pegged to the US Dollar. Build on Celo Celo is a platform that is […]]]> Celo is a proof-of-stake based blockchain with smart contracts. The technology uses a phone number-based identity system with address-based encryption and eigentrust-based reputation. Celo’s stablecoins are stable value currencies, implemented by an algorithmic reserve-backed stabilization mechanism. The first stablecoin, cUSD, is pegged to the US Dollar.

Build on Celo
Celo is a platform that is open and open-source, allowing for an ecosystem of powerful applications built on top, including easier cash transfer programs, peer-to-peer lending, collaborative small-scale insurance, and other digital assets and wallets.

Earn with Celo
Celo increases access by enabling anyone with even a simple Android smartphone to participate and earn Celo for decentralized verifications.

Mobile-First Platform
To create a truly inclusive financial system, we started by building an infrastructure to serve those excluded from the current system. Celo’s protocol includes unique features that create a seamless user experience on mobile phones.

]]> zlto https://positiveblockchain.io/database/zlto/ Mon, 20 Jan 2020 19:59:14 +0000 https://positiveblockchain.io/?post_type=listing&p=4019 Reading Time: < 1 minutes In 2014 a group of young people realized how difficult it was to access economic opportunities without the appropriate credentials and work experience. This led them to embark on a mission to ensure that youth are able to leverage mobile technology to keep track of informal credentials by completing work, tasks or non-traditional skills programs […]]]> In 2014 a group of young people realized how difficult it was to access economic opportunities without the appropriate credentials and work experience. This led them to embark on a mission to ensure that youth are able to leverage mobile technology to keep track of informal credentials by completing work, tasks or non-traditional skills programs in their local communities. The Zlto team launched a public beta mobile platform in 2016 that has increased and tracked positive behavior of more than 25,000 youth.

During the first quarter of 2018 Zlto introduced a real-time data dashboard that supports organisations and companies seeking a way of tracking the positive behavior of their own users.

]]> Hola Luka https://positiveblockchain.io/database/hola-luka/ Sat, 06 Jul 2019 22:00:00 +0000 https://positiveblockchain.io/?post_type=listing&p=3393 Reading Time: < 1 minutes Hello Luka is a platform that socializes and simplifies the way to pay and manage money. We do this by connecting companies with people through the use of Artificial Intelligence in the conversations channels most used in emerging countries – WhatsApp and Facebook Messenger -. With this, Hola Luka allows paying the bills of all […]]]> Hello Luka is a platform that socializes and simplifies the way to pay and manage money. We do this by connecting companies with people through the use of Artificial Intelligence in the conversations channels most used in emerging countries – WhatsApp and Facebook Messenger -. With this, Hola Luka allows paying the bills of all recurring payment services in the countries in which it operates, generating financial and digital inclusion.

]]> Yensesa https://positiveblockchain.io/database/yensesa/ Sat, 06 Jul 2019 22:00:00 +0000 https://positiveblockchain.io/?post_type=listing&p=3408 Reading Time: < 1 minutes Sesacash platform is a secure, cheap and fast multi-currency wallet to help individuals and businesses in Africa make cross-border on-demand payments. Users are able to send and receive payments seamlessly and with or without the internet. With Sesacash, users are able to topup via debit card, digital currencies, mobile money or bank ACH and are […]]]> Sesacash platform is a secure, cheap and fast multi-currency wallet to help individuals and businesses in Africa make cross-border on-demand payments. Users are able to send and receive payments seamlessly and with or without the internet. With Sesacash, users are able to topup via debit card, digital currencies, mobile money or bank ACH and are able to have access to three traditional currencies in their accounts. They can access multiple currencies and use it to make payments to family, friends and business partners seamlessly in any other African country. We provide currency exchanges and transfer services at mid-market rates. Recipients get payments through bank deposits, mobile wallets or via the virtual debit sesa card for online payments. We then built a digital token economy for every transaction our users perform. The app offers cashback and discounts in our utility token for every transaction performed. We are allowing the everyday person to benefit from the blockchain without worrying about the complexities and fear associated with it in Africa. Customers get rewarded in YENT (YNT) our utility tokens which give cashback rewards forever transaction carried out on the platform. YENT can be traded or customers can use it to get discount on transaction fees on the platform.

]]> Worldremit https://positiveblockchain.io/database/worldremit/ Sat, 06 Jul 2019 22:00:00 +0000 https://positiveblockchain.io/?post_type=listing&p=2984 Reading Time: < 1 minutes provides an online service that lets people send money to friends and family in other countries, using a computer, smartphone or tablet]]> provides an online service that lets people send money to friends and family in other countries, using a computer, smartphone or tablet

]]> Sela https://positiveblockchain.io/database/sela/ Sat, 06 Jul 2019 22:00:00 +0000 https://positiveblockchain.io/?post_type=listing&p=2985 Reading Time: < 1 minutes   Lack of accountability and transparency undermines global economic and human development. Sela is a payments, contracts and distributed communication platform built upon a blockchain backbone. Platform participants collect and distribute value and information across a secure, transparent and reputation-driven network. Participants include governments, global corporations, financial institutions, investors, healthcare networks, foundations, NGOs, community groups, […]]]>  

Lack of accountability and transparency undermines global economic and human development.

Sela is a payments, contracts and distributed communication platform built upon a blockchain backbone. Platform participants collect and distribute value and information across a secure, transparent and reputation-driven network. Participants include governments, global corporations, financial institutions, investors, healthcare networks, foundations, NGOs, community groups, civic organizations, journalists and individuals creating opportunity across the world.

Sela is incubated by Sustainability International in 2018.

]]> geeRemit (SKJ Visionning) https://positiveblockchain.io/database/geeremit-skj-visionning/ Sat, 06 Jul 2019 22:00:00 +0000 https://positiveblockchain.io/?post_type=listing&p=3087 Reading Time: < 1 minutes SKJ Visioneering, LLC is a fintech startup company. geeRemit is the global remittance mobile app based on blockchain, using mobile money (see blog posts on blockchain, mobile money, and geeRemit; also the geeRemit page at this site). It is the vision of the Founder, CEO and developer, Sandra K. Johnson, Ph.D. geeRemit has a global […]]]>

SKJ Visioneering, LLC is a fintech startup company. geeRemit is the global remittance mobile app based on blockchain, using mobile money (see blog posts on blockchain, mobile money, and geeRemit; also the geeRemit page at this site). It is the vision of the Founder, CEO and developer, Sandra K. Johnson, Ph.D. geeRemit has a global focus with an initial target market in sub-Saharan Africa. Many in the west send money home to family and friends in developing countries, helping them make ends meet. They pay high fees, have security concerns and know that receiving the funds can be difficult. geeRemit, a mobile global remittance app, is a solution. It leverages blockchain and mobile-to-mobile transactions for this $466B* global market.

Clients are those living in the west (e.g., US, UK, Canada, etc) who send money home to family and friends living in developing countries. The initial target market is in sub-Saharan Africa, with future expansion to other developing countries leveraging mobile money.

The company also offers consulting services on blockchain and other consulting services.

]]> MakerDAO https://positiveblockchain.io/database/makerdao/ Sat, 06 Jul 2019 22:00:00 +0000 https://positiveblockchain.io/?post_type=listing&p=3094 Reading Time: < 1 minutes a decentralized autonomous organization on the Ethereum blockchain seeking to minimize the price volatility of its own stable token — Dai — a cryptocurrency that is price stabilized against the value of the U.S. Dollar. Dai is created by the Dai Stablecoin System, a decentralized platform that runs on the Ethereum blockchain. The Dai Stablecoin […]]]> a decentralized autonomous organization on the Ethereum blockchain seeking to minimize the price volatility of its own stable token — Dai — a cryptocurrency that is price stabilized against the value of the U.S. Dollar. Dai is created by the Dai Stablecoin System, a decentralized platform that runs on the Ethereum blockchain.

The Dai Stablecoin System was developed by Maker. Our team consists of developers, economists and designers from all over the world. Our decentralized autonomous organization is governed by our token holders.

]]> CoinSence https://positiveblockchain.io/database/coinsence/ Sat, 06 Jul 2019 22:00:00 +0000 https://positiveblockchain.io/?post_type=listing&p=3134 Reading Time: < 1 minutes CoinSence platform enables user to connect, make collective decisions, activate resources and create shared value. The user issued coins can be invested in projects and exchanged for different value contributions. They can be used as reputation points, as community currencies and can also represent voting rights or asset shares. The main goal of CoinSence is […]]]> CoinSence platform enables user to connect, make collective decisions, activate resources and create shared value. The user issued coins can be invested in projects and exchanged for different value contributions. They can be used as reputation points, as community currencies and can also represent voting rights or asset shares.

The main goal of CoinSence is to support non-profit initiatives, empower social entrepreneurs and build an open and democratic ecosystem for collaborative, fair and sustainable economy.

Coinsence is one of three projects in the world selected to receive Ethereum funds from the new established UNICEF Cryptocurrency Fund. This Cryptocurrency Fund aims to support open-source technologies such as Blockchain to help children and youth around the world to enjoy a better life.

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