Lending with Impact
ethicHub aims, through the use of technology and cryptocurrencies, to help eliminating major barriers to global flow of capital by contacting investors in developed countries (with low yield regarding the excess of liquidity), to solvent borrowers in developing countries (with low liquidity and high interest rates), benefiting both parties by obtaining higher yields and lower interest rates respectively.
Regulatory barriers have so far hindered the development of transnational crowdlending platforms, so we believe a fully decentralized system (DAO) will facilitate global transactions between investors and borrowers.
Thanks to the low cost of system use and thanks to the community of project collectors, which allows reliably validation of identity and moral quality of borrowers, the model allows access to 2.000 million unbanked people to the to financial sector.