Bitminutes

BitMinutes are a mobile digital currency, backed by a commonly used asset (prepaid minutes) enabling consumers, carriers and financial services institutions to increase their access to capital. BitMinutes combine prepaid airtime with blockchain technology unleashing a new, innovative cryptocurrency for mobile financial services.

BitMinutes (“BTM” or “BTMs”). BitMinutes are encrypted tokens powered by P2P Cash’s proprietary Smart Token technology. BTMs create secure interoperability between disparate global financial networks, mobile network carriers and emerging blockchains, enabling frictionless exchange of value between those networks.

The journey began In 2012, when our team of Harvard and Stanford graduates came together to launch a P2P Cash Incubator to develop global Financial Technology applications. Our primary goal is to improve the financial well-being of the 2 billion under-banked people in the world through the use of blockchain.

We invented BitMinutes (BTM), a new crypto-currency that is based on International (ISO) Banking Standards and that which not only provides secure liquidity for P2P lenders but also democratizes P2P lending to denominations as small as $10. Their inter-changeability between prepaid minutes and cash collateralizes even the smallest P2P loan.

Most ICOs can be risky as the they typically raise capital for incomplete projects that do not address a proven consumer market. BitMinutes are in continuous production, targeting the combined global remittance and mobile prepaid industries market valued at $1.2 trillion. Today we have a global distribution in place reaching over 4 billion mobile phones and over 2 billion bank accounts. BitMinutes use builds both consumer credit and acts as a collateral for lending.

We have signed on MasterCard as one of our global partners, issuing virtual accounts based on BitMinutes. Currently we are under negotiation with a global multi-carrier reaching over half a billion subscribers.

Our Initial Coin Offering (ICO)is opened through the month of May and are seeking a few select BitMinutes distribution partners namely Banks, Micro-Finance Institutions, Telecom Carriers to improve the lives of the under-banked via P2P Lending.